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North American Banking Company

Roseville, MN · Est. 1998 · Website ↗
B
Trust Grade
Strong
Score: 85/100

North American Banking Company is a bank based in Roseville, Minnesota, established in 1998, with $1.5 billion in total assets across 6 branches. By Trust Grade it ranks 195th of 224 banks we track in Minnesota. Its capital ratio of 6.5% trails most similarly sized banks (2th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.90% return on assets. No consumer complaints against North American Banking Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.5B
$1B–10B institution
Deposits
$1.1B
Branches
6
Capital ratio
6.5%
Bottom 2% of $1B–10B peers · Minnesota median 9.5%
Return on assets
1.9%
Top 14% of $1B–10B peers · Minnesota median 1.24%
Rank in Minnesota
#195
of 224 banks

How North American Banking Company compares to Minnesota peers

Capital ratio
Bottom 2% of $1B–10B peers
North American
6.5%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 14% of $1B–10B peers
North American
1.9%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded North American Banking Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (6.5% capital ratio)
  • Strongly profitable (ROA 1.90%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for North American Banking Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 4999 France Avenue, Minneapolis, MN 55410
  • 1620 S Frontage Rd, Hastings, MN 55033
  • 9260 Hudson Rd, Woodbury, MN 55125
  • 435 Highway 96 W, Shoreview, MN 55126
  • 2230 Albert St N, Roseville, MN 55113
  • 11821 Arbor Lakes Pkwy N, Maple Grove, MN 55369

Are deposits at North American Banking Company insured?

Yes. North American Banking Company is an FDIC-insured bank (FDIC certificate #34836). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

North American Banking Company: frequently asked questions

Is North American Banking Company a good bank?

North American Banking Company earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (6.5% capital ratio); Strongly profitable (ROA 1.90%).

Is North American Banking Company FDIC-insured?

Yes. North American Banking Company is a FDIC-insured bank (FDIC certificate #34836). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is North American Banking Company?

North American Banking Company holds $1.5 billion in total assets, ranking 195th of 224 banks we track in Minnesota. It operates 6 branches.

Does North American Banking Company have CFPB complaints?

No CFPB complaints against North American Banking Company appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Citizens Alliance Bank
bank · Clara City, MN · $1.5B assets
Park State Bank
bank · Duluth, MN · $1.5B assets
Deerwood Bank
bank · Waite Park, MN · $1.6B assets
Security Bank & Trust Company
bank · Glencoe, MN · $1.3B assets
Premier Bank
bank · Maplewood, MN · $1.2B assets
United Bankers' Bank
bank · Richfield, MN · $1.0B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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