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Bridgewater Bank

Saint Louis Park, MN · Est. 2005 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Bridgewater Bank is a bank based in Saint Louis Park, Minnesota, established in 2005, with $5.3 billion in total assets across 10 branches. By Trust Grade it ranks 63rd of 224 banks we track in Minnesota. Its capital ratio of 11.4% is stronger than 70% of similarly sized banks, versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.42% return on assets. No consumer complaints against Bridgewater Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$5.3B
$1B–10B institution
Deposits
$4.3B
Branches
10
Capital ratio
11.4%
Top 30% of $1B–10B peers · Minnesota median 9.5%
Return on assets
1.4%
Top 34% of $1B–10B peers · Minnesota median 1.24%
Rank in Minnesota
#63
of 224 banks

How Bridgewater Bank compares to Minnesota peers

Capital ratio
Top 30% of $1B–10B peers
Bridgewater Bank
11.4%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 34% of $1B–10B peers
Bridgewater Bank
1.4%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Bridgewater Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.4% capital ratio)
  • Strongly profitable (ROA 1.42%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bridgewater Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 2445 Shadywood Rd, Orono, MN 55331
  • 14550 Excelsior Blvd, Minnetonka, MN 55345
  • 3100 Hennepin Ave, Minneapolis, MN 55408
  • 3101 Hennepin Ave, Minneapolis, MN 55408
  • 4450 Excelsior Blvd, Saint Louis Park, MN 55416
  • 21500 Highway 7, Greenwood, MN 55331
  • 60 S 6th St, Minneapolis, MN 55402
  • 370 Wabasha St N, Saint Paul, MN 55102
  • 7831 E Bush Lake Rd, Edina, MN 55439
  • 11999 Upper 40th St N, Lake Elmo, MN 55042

Are deposits at Bridgewater Bank insured?

Yes. Bridgewater Bank is an FDIC-insured bank (FDIC certificate #58210). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bridgewater Bank: frequently asked questions

Is Bridgewater Bank a good bank?

Bridgewater Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Strongly profitable (ROA 1.42%).

Is Bridgewater Bank FDIC-insured?

Yes. Bridgewater Bank is a FDIC-insured bank (FDIC certificate #58210). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bridgewater Bank?

Bridgewater Bank holds $5.3 billion in total assets, ranking 63rd of 224 banks we track in Minnesota. It operates 10 branches.

Does Bridgewater Bank have CFPB complaints?

No CFPB complaints against Bridgewater Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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Minnwest Bank
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Merchants Bank, National Association
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Tradition Capital Bank
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Think Mutual Bank
bank · Rochester, MN · $2.3B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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