Think Mutual Bank is a bank based in Rochester, Minnesota, established in 2007, with $2.3 billion in total assets across 9 branches. By Trust Grade it ranks 126th of 224 banks we track in Minnesota. Its capital ratio of 14.9% is stronger than 93% of similarly sized banks, versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.55% return on assets. No consumer complaints against Think Mutual Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Think Mutual Bank compares to Minnesota peers
How we graded Think Mutual Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.9% capital ratio)
- Profitable (ROA 0.55%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Think Mutual Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (9)
- 5200 Members Pkwy Nw, Rochester, MN 55901
- 5201 Members Pkwy Nw, Rochester, MN 55901
- 253 Penny Ln Ne, Rochester, MN 55906
- 1698 Greenview Dr Sw, Rochester, MN 55902
- 221 1st Ave Sw, Rochester, MN 55902
- 4638 Maine Ave Se, Rochester, MN 55904
- 3655 Hazelton Rd, Edina, MN 55435
- 4245 Johnny Cake Ridge Rd, Eagan, MN 55122
- 15751 Emperor Ave, Apple Valley, MN 55124
Are deposits at Think Mutual Bank insured?
Yes. Think Mutual Bank is an FDIC-insured bank (FDIC certificate #58536). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Think Mutual Bank: frequently asked questions
Is Think Mutual Bank a good bank?
Think Mutual Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (14.9% capital ratio); Profitable (ROA 0.55%).
Is Think Mutual Bank FDIC-insured?
Yes. Think Mutual Bank is a FDIC-insured bank (FDIC certificate #58536). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Think Mutual Bank?
Think Mutual Bank holds $2.3 billion in total assets, ranking 126th of 224 banks we track in Minnesota. It operates 9 branches.
Does Think Mutual Bank have CFPB complaints?
No CFPB complaints against Think Mutual Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
