Northern State Bank Of Virginia is a bank based in Virginia, Minnesota, established in 1966, with $102 million in total assets across 2 branches. By Trust Grade it ranks 39th of 224 banks we track in Minnesota. Its capital ratio of 9.9% trails most similarly sized banks (46th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.40% return on assets. No consumer complaints against Northern State Bank Of Virginia appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Northern State Bank Of Virginia compares to Minnesota peers
How we graded Northern State Bank Of Virginia
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.9% capital ratio)
- Strongly profitable (ROA 1.40%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Northern State Bank Of Virginia over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 600 Chestnut St, Virginia, MN 55792
- 521 Chestnut St, Virginia, MN 55792
Are deposits at Northern State Bank Of Virginia insured?
Yes. Northern State Bank Of Virginia is an FDIC-insured bank (FDIC certificate #19589). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Northern State Bank Of Virginia: frequently asked questions
Is Northern State Bank Of Virginia a good bank?
Northern State Bank Of Virginia earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Strongly profitable (ROA 1.40%).
Is Northern State Bank Of Virginia FDIC-insured?
Yes. Northern State Bank Of Virginia is a FDIC-insured bank (FDIC certificate #19589). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Northern State Bank Of Virginia?
Northern State Bank Of Virginia holds $102 million in total assets, ranking 39th of 224 banks we track in Minnesota. It operates 2 branches.
Does Northern State Bank Of Virginia have CFPB complaints?
No CFPB complaints against Northern State Bank Of Virginia appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
