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First National Bank North

Walker, MN · Est. 1902 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First National Bank North is a bank based in Walker, Minnesota, established in 1902, with $840 million in total assets across 10 branches. By Trust Grade it ranks 59th of 224 banks we track in Minnesota. Its capital ratio of 12.0% is stronger than 73% of similarly sized banks, versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 2.51% return on assets. No consumer complaints against First National Bank North appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$840.1M
$100M–1B institution
Deposits
$735.0M
Branches
10
Capital ratio
12.0%
Top 27% of $100M–1B peers · Minnesota median 9.5%
Return on assets
2.5%
Top 4% of $100M–1B peers · Minnesota median 1.24%
Rank in Minnesota
#59
of 224 banks

How First National Bank North compares to Minnesota peers

Capital ratio
Top 27% of $100M–1B peers
First National
12.0%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 4% of $100M–1B peers
First National
2.5%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded First National Bank North

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.0% capital ratio)
  • Strongly profitable (ROA 2.51%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First National Bank North over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • Highway 371 And Whipple Avenue, Hackensack, MN 56452
  • Highway 87 West, Backus, MN 56435
  • 35197 County Road 3, Crosslake, MN 56442
  • 154 Jordan Ln, Longville, MN 56655
  • 110 Broadway Street East, Akeley, MN 56433
  • 600 Minnesota Ave W, Walker, MN 56484
  • 4 1st Ave Ne, Remer, MN 56672
  • 30866 2nd St, Pequot Lakes, MN 56472
  • 24110 Smiley Rd, Nisswa, MN 56468
  • 14521 Edgewood Dr, Baxter, MN 56425

Are deposits at First National Bank North insured?

Yes. First National Bank North is an FDIC-insured bank (FDIC certificate #5269). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First National Bank North: frequently asked questions

Is First National Bank North a good bank?

First National Bank North earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Strongly profitable (ROA 2.51%).

Is First National Bank North FDIC-insured?

Yes. First National Bank North is a FDIC-insured bank (FDIC certificate #5269). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First National Bank North?

First National Bank North holds $840 million in total assets, ranking 59th of 224 banks we track in Minnesota. It operates 10 branches.

Does First National Bank North have CFPB complaints?

No CFPB complaints against First National Bank North appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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