First Resource Bank is a bank based in Lino Lakes, Minnesota, established in 2005, with $867 million in total assets across 8 branches. By Trust Grade it ranks 137th of 224 banks we track in Minnesota. Its capital ratio of 9.3% trails most similarly sized banks (35th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.67% return on assets. No consumer complaints against First Resource Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Resource Bank compares to Minnesota peers
How we graded First Resource Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.3% capital ratio)
- Profitable (ROA 0.67%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Resource Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 26741 Felton Ave, Wyoming, MN 55092
- 6115 Stacy Trl, Stacy, MN 55079
- 1946 Washington Ave S, Stillwater, MN 55082
- 2206 Glacier Dr, Saint Croix Falls, WI 54024
- 7449 Village Dr, Lino Lakes, MN 55014
- 808 W Broadway Ave, Forest Lake, MN 55025
- 811 Washington Ave S, Minneapolis, MN 55415
- 12790 N 1st Ave, Lindstrom, MN 55045
Are deposits at First Resource Bank insured?
Yes. First Resource Bank is an FDIC-insured bank (FDIC certificate #58039). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Resource Bank: frequently asked questions
Is First Resource Bank a good bank?
First Resource Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Profitable (ROA 0.67%).
Is First Resource Bank FDIC-insured?
Yes. First Resource Bank is a FDIC-insured bank (FDIC certificate #58039). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Resource Bank?
First Resource Bank holds $867 million in total assets, ranking 137th of 224 banks we track in Minnesota. It operates 8 branches.
Does First Resource Bank have CFPB complaints?
No CFPB complaints against First Resource Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
