Keen Bank, National Association is a bank based in Waseca, Minnesota, established in 1902, with $198 million in total assets across 3 branches. By Trust Grade it ranks 150th of 224 banks we track in Minnesota. Its capital ratio of 8.5% trails most similarly sized banks (21th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.97% return on assets. No consumer complaints against Keen Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Keen Bank, National Association compares to Minnesota peers
How we graded Keen Bank, National Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.5% capital ratio)
- Strongly profitable (ROA 1.97%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Keen Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 101 State St N, Waseca, MN 56093
- 119 5th Ave W, Ellendale, MN 56026
- 496 W North St, Owatonna, MN 55060
Are deposits at Keen Bank, National Association insured?
Yes. Keen Bank, National Association is an FDIC-insured bank (FDIC certificate #5270). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Keen Bank, National Association: frequently asked questions
Is Keen Bank, National Association a good bank?
Keen Bank, National Association earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Strongly profitable (ROA 1.97%).
Is Keen Bank, National Association FDIC-insured?
Yes. Keen Bank, National Association is a FDIC-insured bank (FDIC certificate #5270). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Keen Bank, National Association?
Keen Bank, National Association holds $198 million in total assets, ranking 150th of 224 banks we track in Minnesota. It operates 3 branches.
Does Keen Bank, National Association have CFPB complaints?
No CFPB complaints against Keen Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
