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Bankfirst Financial Services

Columbus, MS · Est. 1888 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Bankfirst Financial Services is a bank based in Columbus, Mississippi, established in 1888, with $3.3 billion in total assets across 51 branches. By Trust Grade it ranks 20th of 57 banks we track in Mississippi. Its capital ratio of 13.0% is stronger than 85% of similarly sized banks, versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 1.09% return on assets. No consumer complaints against Bankfirst Financial Services appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.3B
$1B–10B institution
Deposits
$2.9B
Branches
51
Capital ratio
13.0%
Top 15% of $1B–10B peers · Mississippi median 10.9%
Return on assets
1.1%
Bottom 39% of $1B–10B peers · Mississippi median 1.07%
Rank in Mississippi
#20
of 57 banks

How Bankfirst Financial Services compares to Mississippi peers

Capital ratio
Top 15% of $1B–10B peers
Bankfirst Financial
13.0%
Mississippi median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 39% of $1B–10B peers
Bankfirst Financial
1.1%
Mississippi median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Bankfirst Financial Services

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.0% capital ratio)
  • Strongly profitable (ROA 1.09%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bankfirst Financial Services over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (51)

  • 25 3rd Ave Ne, Aliceville, AL 35442
  • 28 Highway 528, Bay Springs, MS 39422
  • 10 Blake Drive, Double Springs, AL 35553
  • 30966 Highway 278, Addison, AL 35540
  • 6141 County Road 41, Arley, AL 35541
  • 5329 Curry Hwy, Curry, AL 35503
  • 1910 Temple Ave N, Fayette, AL 35555
  • 3055 Jefferson St, Macon, MS 39341
  • 110 N Lehmberg Rd, Columbus, MS 39702
  • 7342 Highway 45 Alt N, West Point, MS 39773
  • 101 Russell St, Starkville, MS 39759
  • 4288 Highway 15, Louin, MS 39338
  • 5825 Highway 305, Coldwater, MS 38618
  • 160 Reform St, Carrollton, AL 35447
  • 54 Mcfarland Blvd, Northport, AL 35476
  • 407 E Main St, Heidelberg, MS 39439
  • 28 Highway 528, Bay Springs, MS 39422
  • 748 Highway 28 E, Taylorsville, MS 39168
  • 2027 Highway 45 N, Columbus, MS 39705
  • 819 20th St, Haleyville, AL 35565
  • 1000 Highway 12 W, Starkville, MS 39759
  • 100 Temple Ave S, Fayette, AL 35555
  • 321 S Main St, Water Valley, MS 38965
  • 2601 Jackson Ave W, Oxford, MS 38655
  • 3220 Highway 15 N, Laurel, MS 39440
  • 6830 Getwell Rd, Southaven, MS 38672
  • 2323 Paul W Bryant Dr, Tuscaloosa, AL 35401
  • 292 Eastside Dr, Newton, MS 39345
  • 1130 Evelyn Gandy Pkwy, Petal, MS 39465
  • 1508 University Ave, Oxford, MS 38655
  • 1025 E Commerce St, Hernando, MS 38632
  • 1597 Highland Colony Pkwy, Madison, MS 39110
  • 201 Bank First Dr, Flowood, MS 39232
  • 6179 U S Highway 98, Hattiesburg, MS 39402
  • 900 Main St, Columbus, MS 39701
  • 4400 Old Canton Rd, Jackson, MS 39211
  • 500 Central Ave, Laurel, MS 39440
  • 114 E Church St, Newton, MS 39345
  • 2007 Lincoln Road, Hattiesburg, MS 39402
  • 1120 21st St, Haleyville, AL 35565

Are deposits at Bankfirst Financial Services insured?

Yes. Bankfirst Financial Services is an FDIC-insured bank (FDIC certificate #8870). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bankfirst Financial Services: frequently asked questions

Is Bankfirst Financial Services a good bank?

Bankfirst Financial Services earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Strongly profitable (ROA 1.09%).

Is Bankfirst Financial Services FDIC-insured?

Yes. Bankfirst Financial Services is a FDIC-insured bank (FDIC certificate #8870). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bankfirst Financial Services?

Bankfirst Financial Services holds $3.3 billion in total assets, ranking 20th of 57 banks we track in Mississippi. It operates 51 branches.

Does Bankfirst Financial Services have CFPB complaints?

No CFPB complaints against Bankfirst Financial Services appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Guaranty Bank And Trust Company
bank · Belzoni, MS · $3.0B assets
Planters Bank & Trust Company
bank · Indianola, MS · $2.7B assets
The Citizens National Bank Of Meridian
bank · Meridian, MS · $1.9B assets
The Citizens Bank Of Philadelphia, Mississippi
bank · Philadelphia, MS · $1.5B assets
Community Bank Of Mississippi
bank · Flowood, MS · $5.1B assets
Priorityone Bank
bank · Magee, MS · $1.2B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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