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The Jefferson Bank

Greenville, MS · Est. 1901 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Jefferson Bank is a bank based in Greenville, Mississippi, established in 1901, with $203 million in total assets across 3 branches. By Trust Grade it ranks 1st of 57 banks we track in Mississippi. Its capital ratio of 16.9% is stronger than 94% of similarly sized banks, versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 2.40% return on assets. No consumer complaints against The Jefferson Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$202.5M
$100M–1B institution
Deposits
$167.4M
Branches
3
Capital ratio
16.9%
Top 6% of $100M–1B peers · Mississippi median 10.9%
Return on assets
2.4%
Top 6% of $100M–1B peers · Mississippi median 1.07%
Rank in Mississippi
#1
of 57 banks

How The Jefferson Bank compares to Mississippi peers

Capital ratio
Top 6% of $100M–1B peers
The Jefferson
16.9%
Mississippi median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 6% of $100M–1B peers
The Jefferson
2.4%
Mississippi median
1.1%
Higher ROA = more profitable relative to asset base

How we graded The Jefferson Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.9% capital ratio)
  • Strongly profitable (ROA 2.40%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Jefferson Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 1645 Martin Luther King Boulevard, Greenville, MS 38701
  • 600 Main Street, Rosedale, MS 38769
  • 3008 E Reed Rd, Greenville, MS 38703

Are deposits at The Jefferson Bank insured?

Yes. The Jefferson Bank is an FDIC-insured bank (FDIC certificate #11445). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Jefferson Bank: frequently asked questions

Is The Jefferson Bank a good bank?

The Jefferson Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.9% capital ratio); Strongly profitable (ROA 2.40%).

Is The Jefferson Bank FDIC-insured?

Yes. The Jefferson Bank is a FDIC-insured bank (FDIC certificate #11445). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Jefferson Bank?

The Jefferson Bank holds $203 million in total assets, ranking 1st of 57 banks we track in Mississippi. It operates 3 branches.

Does The Jefferson Bank have CFPB complaints?

No CFPB complaints against The Jefferson Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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