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Commerce Bank

Corinth, MS · Est. 1999 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Commerce Bank is a bank based in Corinth, Mississippi, established in 1999, with $165 million in total assets across 1 branch. By Trust Grade it ranks 11th of 57 banks we track in Mississippi. Its capital ratio of 10.1% trails most similarly sized banks (49th percentile), versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 2.53% return on assets. No consumer complaints against Commerce Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$164.6M
$100M–1B institution
Deposits
$145.1M
Branches
1
Capital ratio
10.1%
Bottom 49% of $100M–1B peers · Mississippi median 10.9%
Return on assets
2.5%
Top 4% of $100M–1B peers · Mississippi median 1.07%
Rank in Mississippi
#11
of 57 banks

How Commerce Bank compares to Mississippi peers

Capital ratio
Bottom 49% of $100M–1B peers
Commerce Bank
10.1%
Mississippi median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 4% of $100M–1B peers
Commerce Bank
2.5%
Mississippi median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Commerce Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.1% capital ratio)
  • Strongly profitable (ROA 2.53%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Commerce Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 700 Taylor St, Corinth, MS 38834

Are deposits at Commerce Bank insured?

Yes. Commerce Bank is an FDIC-insured bank (FDIC certificate #34938). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Commerce Bank: frequently asked questions

Is Commerce Bank a good bank?

Commerce Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Strongly profitable (ROA 2.53%).

Is Commerce Bank FDIC-insured?

Yes. Commerce Bank is a FDIC-insured bank (FDIC certificate #34938). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Commerce Bank?

Commerce Bank holds $165 million in total assets, ranking 11th of 57 banks we track in Mississippi. It operates 1 branch.

Does Commerce Bank have CFPB complaints?

No CFPB complaints against Commerce Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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Covington County Bank
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Citizens Bank & Trust Co.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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