Fnb Oxford Bank is a bank based in Oxford, Mississippi, established in 1910, with $931 million in total assets across 7 branches. By Trust Grade it ranks 34th of 57 banks we track in Mississippi. Its capital ratio of 11.1% is stronger than 63% of similarly sized banks, versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 0.82% return on assets. No consumer complaints against Fnb Oxford Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Fnb Oxford Bank compares to Mississippi peers
How we graded Fnb Oxford Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.1% capital ratio)
- Profitable (ROA 0.82%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Fnb Oxford Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 700 Sisk Ave, Oxford, MS 38655
- 2149 S Lamar Blvd, Oxford, MS 38655
- 2770 George G. "Pat" Patterson Pkwy, Oxford, MS 38655
- 101 Courthouse Sq, Oxford, MS 38655
- 165 S Commerce St, Tupelo, MS 38804
- 400 North Main Street, Water Valley, MS 38965
- 3416 W Main St, Tupelo, MS 38801
Are deposits at Fnb Oxford Bank insured?
Yes. Fnb Oxford Bank is an FDIC-insured bank (FDIC certificate #5005). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Fnb Oxford Bank: frequently asked questions
Is Fnb Oxford Bank a good bank?
Fnb Oxford Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Profitable (ROA 0.82%).
Is Fnb Oxford Bank FDIC-insured?
Yes. Fnb Oxford Bank is a FDIC-insured bank (FDIC certificate #5005). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Fnb Oxford Bank?
Fnb Oxford Bank holds $931 million in total assets, ranking 34th of 57 banks we track in Mississippi. It operates 7 branches.
Does Fnb Oxford Bank have CFPB complaints?
No CFPB complaints against Fnb Oxford Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
