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First Independent Bank

Aurora, MO · Est. 1906 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First Independent Bank is a bank based in Aurora, Missouri, established in 1906, with $143 million in total assets across 1 branch. By Trust Grade it ranks 40th of 195 banks we track in Missouri. Its capital ratio of 10.9% is stronger than 61% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.26% return on assets. No consumer complaints against First Independent Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$142.6M
$100M–1B institution
Deposits
$126.7M
Branches
1
Capital ratio
10.9%
Top 39% of $100M–1B peers · Missouri median 10.3%
Return on assets
1.3%
Top 47% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#40
of 195 banks

How First Independent Bank compares to Missouri peers

Capital ratio
Top 39% of $100M–1B peers
First Independent
10.9%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 47% of $100M–1B peers
First Independent
1.3%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded First Independent Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.9% capital ratio)
  • Strongly profitable (ROA 1.26%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Independent Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 1100 S Elliott Ave, Aurora, MO 65605

Are deposits at First Independent Bank insured?

Yes. First Independent Bank is an FDIC-insured bank (FDIC certificate #18380). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Independent Bank: frequently asked questions

Is First Independent Bank a good bank?

First Independent Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.9% capital ratio); Strongly profitable (ROA 1.26%).

Is First Independent Bank FDIC-insured?

Yes. First Independent Bank is a FDIC-insured bank (FDIC certificate #18380). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Independent Bank?

First Independent Bank holds $143 million in total assets, ranking 40th of 195 banks we track in Missouri. It operates 1 branch.

Does First Independent Bank have CFPB complaints?

No CFPB complaints against First Independent Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Jonesburg State Bank
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Peoples Bank Co.
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Security Bank Of Southwest Missouri
bank · Cassville, MO · $145M assets
Peoples Bank Of Wyaconda, Missouri
bank · Kahoka, MO · $145M assets
Grand Missouri Bank
bank · Bolivar, MO · $140M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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