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Jonesburg State Bank

Jonesburg, MO · Est. 1921 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Jonesburg State Bank is a bank based in Jonesburg, Missouri, established in 1921, with $141 million in total assets across 3 branches. By Trust Grade it ranks 103rd of 195 banks we track in Missouri. Its capital ratio of 9.5% trails most similarly sized banks (39th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 2.56% return on assets. No consumer complaints against Jonesburg State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$141.2M
$100M–1B institution
Deposits
$123.9M
Branches
3
Capital ratio
9.5%
Bottom 39% of $100M–1B peers · Missouri median 10.3%
Return on assets
2.6%
Top 4% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#103
of 195 banks

How Jonesburg State Bank compares to Missouri peers

Capital ratio
Bottom 39% of $100M–1B peers
Jonesburg State
9.5%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 4% of $100M–1B peers
Jonesburg State
2.6%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Jonesburg State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (9.5% capital ratio)
  • Strongly profitable (ROA 2.56%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Jonesburg State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 508 North Highway 47, Warrenton, MO 63383
  • 110 1st St, Jonesburg, MO 63351
  • 505 N Sturgeon St, Montgomery City, MO 63361

Are deposits at Jonesburg State Bank insured?

Yes. Jonesburg State Bank is an FDIC-insured bank (FDIC certificate #8896). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Jonesburg State Bank: frequently asked questions

Is Jonesburg State Bank a good bank?

Jonesburg State Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Strongly profitable (ROA 2.56%).

Is Jonesburg State Bank FDIC-insured?

Yes. Jonesburg State Bank is a FDIC-insured bank (FDIC certificate #8896). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Jonesburg State Bank?

Jonesburg State Bank holds $141 million in total assets, ranking 103rd of 195 banks we track in Missouri. It operates 3 branches.

Does Jonesburg State Bank have CFPB complaints?

No CFPB complaints against Jonesburg State Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

First Independent Bank
bank · Aurora, MO · $143M assets
Grand Missouri Bank
bank · Bolivar, MO · $140M assets
State Bank Of Missouri
bank · Concordia, MO · $139M assets
Chillicothe State Bank
bank · Chillicothe, MO · $139M assets
Alton Bank
bank · Alton, MO · $139M assets
Peoples Bank Co.
bank · Altenburg, MO · $144M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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