Lead Bank is a bank based in Kansas City, Missouri, established in 1928, with $2.7 billion in total assets across 2 branches. By Trust Grade it ranks 131st of 195 banks we track in Missouri. Its capital ratio of 8.7% trails most similarly sized banks (18th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.59% return on assets. No consumer complaints against Lead Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Lead Bank compares to Missouri peers
How we graded Lead Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.7% capital ratio)
- Strongly profitable (ROA 1.59%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Lead Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 9019 S 7 Hwy, Lees Summit, MO 64064
- 1801 Main St, Kansas City, MO 64108
Are deposits at Lead Bank insured?
Yes. Lead Bank is an FDIC-insured bank (FDIC certificate #8283). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Lead Bank: frequently asked questions
Is Lead Bank a good bank?
Lead Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Strongly profitable (ROA 1.59%).
Is Lead Bank FDIC-insured?
Yes. Lead Bank is a FDIC-insured bank (FDIC certificate #8283). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Lead Bank?
Lead Bank holds $2.7 billion in total assets, ranking 131st of 195 banks we track in Missouri. It operates 2 branches.
Does Lead Bank have CFPB complaints?
No CFPB complaints against Lead Bank appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
