Guaranty Bank is a bank based in Springfield, Missouri, established in 2008, with $2.4 billion in total assets across 14 branches. By Trust Grade it ranks 72nd of 195 banks we track in Missouri. Its capital ratio of 16.2% is stronger than 95% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.23% return on assets. No consumer complaints against Guaranty Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Guaranty Bank compares to Missouri peers
How we graded Guaranty Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.2% capital ratio)
- Strongly profitable (ROA 1.23%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Guaranty Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (14)
- 1909 W Kearney St, Springfield, MO 65803
- 2109 N Glenstone Ave, Springfield, MO 65803
- 4343 S National Ave, Springfield, MO 65810
- 1429 E 32nd St, Joplin, MO 64804
- 1285 S Neosho Blvd, Neosho, MO 64850
- 2155 W Republic Rd Ste 100, Springfield, MO 65807
- 709 W Mount Vernon St, Nixa, MO 65714
- 3016 Mc Clelland Blvd, Joplin, MO 64804
- 2144 E Republic Rd, Springfield, MO 65804
- 1701 W State Highway J, Ozark, MO 65721
- 1341 W Battlefield St, Springfield, MO 65807
- 1936 S Range Line Rd, Joplin, MO 64804
- 312 W Central Ave, Carthage, MO 64836
- 2006 S Glenstone Ave, Springfield, MO 65804
Are deposits at Guaranty Bank insured?
Yes. Guaranty Bank is an FDIC-insured bank (FDIC certificate #58892). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Guaranty Bank: frequently asked questions
Is Guaranty Bank a good bank?
Guaranty Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.2% capital ratio); Strongly profitable (ROA 1.23%).
Is Guaranty Bank FDIC-insured?
Yes. Guaranty Bank is a FDIC-insured bank (FDIC certificate #58892). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Guaranty Bank?
Guaranty Bank holds $2.4 billion in total assets, ranking 72nd of 195 banks we track in Missouri. It operates 14 branches.
Does Guaranty Bank have CFPB complaints?
No CFPB complaints against Guaranty Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
