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Bank Star

Pacific, MO · Est. 1975 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Bank Star is a bank based in Pacific, Missouri, established in 1975, with $197 million in total assets across 3 branches. By Trust Grade it ranks 157th of 195 banks we track in Missouri. Its capital ratio of 8.4% trails most similarly sized banks (20th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 0.86% return on assets. No consumer complaints against Bank Star appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$197.0M
$100M–1B institution
Deposits
$179.4M
Branches
3
Capital ratio
8.4%
Bottom 20% of $100M–1B peers · Missouri median 10.3%
Return on assets
0.9%
Bottom 30% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#157
of 195 banks

How Bank Star compares to Missouri peers

Capital ratio
Bottom 20% of $100M–1B peers
Bank Star
8.4%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 30% of $100M–1B peers
Bank Star
0.9%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Bank Star

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (8.4% capital ratio)
  • Profitable (ROA 0.86%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Star over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 10625 Business 21, Hillsboro, MO 63050
  • 1999 W Osage St, Pacific, MO 63069
  • 9717 Landmark Parkway Dr, Saint Louis, MO 63127

Are deposits at Bank Star insured?

Yes. Bank Star is an FDIC-insured bank (FDIC certificate #21897). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Star: frequently asked questions

Is Bank Star a good bank?

Bank Star earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Profitable (ROA 0.86%).

Is Bank Star FDIC-insured?

Yes. Bank Star is a FDIC-insured bank (FDIC certificate #21897). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Star?

Bank Star holds $197 million in total assets, ranking 157th of 195 banks we track in Missouri. It operates 3 branches.

Does Bank Star have CFPB complaints?

No CFPB complaints against Bank Star appear in our data over the analysis window, which is typical for a bank of this size.

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F&M Bank And Trust Company
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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