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First Midwest Bank Of The Ozarks

Poplar Bluff, MO · Est. 1964 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First Midwest Bank Of The Ozarks is a bank based in Poplar Bluff, Missouri, established in 1964, with $741 million in total assets across 11 branches. By Trust Grade it ranks 43rd of 195 banks we track in Missouri. Its capital ratio of 10.5% is stronger than 55% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.69% return on assets. No consumer complaints against First Midwest Bank Of The Ozarks appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$740.9M
$100M–1B institution
Deposits
$656.0M
Branches
11
Capital ratio
10.5%
Top 45% of $100M–1B peers · Missouri median 10.3%
Return on assets
1.7%
Top 23% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#43
of 195 banks

How First Midwest Bank Of The Ozarks compares to Missouri peers

Capital ratio
Top 45% of $100M–1B peers
First Midwest
10.5%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 23% of $100M–1B peers
First Midwest
1.7%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded First Midwest Bank Of The Ozarks

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.5% capital ratio)
  • Strongly profitable (ROA 1.69%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Midwest Bank Of The Ozarks over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (11)

  • 141 E Richardson Ave, Puxico, MO 63960
  • 704 N Westwood Blvd, Poplar Bluff, MO 63901
  • 1025 S Main St, Piedmont, MO 63957
  • White Oak Street And Highway A, Williamsville, MO 63967
  • 220 E Pine St, Poplar Bluff, MO 63901
  • 3069 N Westwood Blvd, Poplar Bluff, MO 63901
  • 333 S Westwood Blvd, Poplar Bluff, MO 63901
  • 115 Front St, Greenville, MO 63944
  • 1215 Fellows Pl, Columbia, MO 65201
  • 1411 Grindstone Plaza Dr, Columbia, MO 65201
  • 202 Main Street, Van Buren, MO 63965

Are deposits at First Midwest Bank Of The Ozarks insured?

Yes. First Midwest Bank Of The Ozarks is an FDIC-insured bank (FDIC certificate #19212). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Midwest Bank Of The Ozarks: frequently asked questions

Is First Midwest Bank Of The Ozarks a good bank?

First Midwest Bank Of The Ozarks earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.5% capital ratio); Strongly profitable (ROA 1.69%).

Is First Midwest Bank Of The Ozarks FDIC-insured?

Yes. First Midwest Bank Of The Ozarks is a FDIC-insured bank (FDIC certificate #19212). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Midwest Bank Of The Ozarks?

First Midwest Bank Of The Ozarks holds $741 million in total assets, ranking 43rd of 195 banks we track in Missouri. It operates 11 branches.

Does First Midwest Bank Of The Ozarks have CFPB complaints?

No CFPB complaints against First Midwest Bank Of The Ozarks appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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