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Town & Country Bank

Salem, MO · Est. 1894 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Town & Country Bank is a bank based in Salem, Missouri, established in 1894, with $761 million in total assets across 10 branches. By Trust Grade it ranks 19th of 195 banks we track in Missouri. Its capital ratio of 10.5% is stronger than 55% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 2.82% return on assets. No consumer complaints against Town & Country Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$760.8M
$100M–1B institution
Deposits
$657.0M
Branches
10
Capital ratio
10.5%
Top 45% of $100M–1B peers · Missouri median 10.3%
Return on assets
2.8%
Top 3% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#19
of 195 banks

How Town & Country Bank compares to Missouri peers

Capital ratio
Top 45% of $100M–1B peers
Town &
10.5%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 3% of $100M–1B peers
Town &
2.8%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Town & Country Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.5% capital ratio)
  • Strongly profitable (ROA 2.82%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Town & Country Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 910 N Main St, Mountain Grove, MO 65711
  • 325 N Jefferson St, St. James, MO 65559
  • 910 S Bishop Ave, Rolla, MO 65401
  • 400 W Scenic Rivers Blvd, Salem, MO 65560
  • 1804 N Bishop Ave, Rolla, MO 65401
  • 1645 Old State Road South, Pevely, MO 63070
  • 1106 Springfield Rd, Ava, MO 65608
  • 188 E Pine St, Bourbon, MO 65441
  • 120 W Highway 32, Licking, MO 65542
  • 1009 E. Scenic Rivers Blvd., Salem, MO 65560

Are deposits at Town & Country Bank insured?

Yes. Town & Country Bank is an FDIC-insured bank (FDIC certificate #13071). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Town & Country Bank: frequently asked questions

Is Town & Country Bank a good bank?

Town & Country Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.5% capital ratio); Strongly profitable (ROA 2.82%).

Is Town & Country Bank FDIC-insured?

Yes. Town & Country Bank is a FDIC-insured bank (FDIC certificate #13071). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Town & Country Bank?

Town & Country Bank holds $761 million in total assets, ranking 19th of 195 banks we track in Missouri. It operates 10 branches.

Does Town & Country Bank have CFPB complaints?

No CFPB complaints against Town & Country Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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