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New Frontier Bank

Saint Charles, MO · Est. 2000 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

New Frontier Bank is a bank based in Saint Charles, Missouri, established in 2000, with $180 million in total assets across 3 branches. By Trust Grade it ranks 128th of 195 banks we track in Missouri. Its capital ratio of 8.7% trails most similarly sized banks (24th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.03% return on assets. No consumer complaints against New Frontier Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$180.3M
$100M–1B institution
Deposits
$163.8M
Branches
3
Capital ratio
8.7%
Bottom 24% of $100M–1B peers · Missouri median 10.3%
Return on assets
1.0%
Bottom 40% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#128
of 195 banks

How New Frontier Bank compares to Missouri peers

Capital ratio
Bottom 24% of $100M–1B peers
New Frontier
8.7%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 40% of $100M–1B peers
New Frontier
1.0%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded New Frontier Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (8.7% capital ratio)
  • Strongly profitable (ROA 1.03%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for New Frontier Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 1771 Zumbehl Rd, Saint Charles, MO 63303
  • 3773 Elm St, Saint Charles, MO 63301
  • 100 Ridgeway Cove Ln., Lake Saint Louis, MO 63367

Are deposits at New Frontier Bank insured?

Yes. New Frontier Bank is an FDIC-insured bank (FDIC certificate #35597). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

New Frontier Bank: frequently asked questions

Is New Frontier Bank a good bank?

New Frontier Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Strongly profitable (ROA 1.03%).

Is New Frontier Bank FDIC-insured?

Yes. New Frontier Bank is a FDIC-insured bank (FDIC certificate #35597). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is New Frontier Bank?

New Frontier Bank holds $180 million in total assets, ranking 128th of 195 banks we track in Missouri. It operates 3 branches.

Does New Frontier Bank have CFPB complaints?

No CFPB complaints against New Frontier Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Northeast Missouri State Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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