Farmers And Merchants Bank Of St. Clair is a bank based in Saint Clair, Missouri, established in 1913, with $343 million in total assets across 4 branches. By Trust Grade it ranks 24th of 195 banks we track in Missouri. Its capital ratio of 11.4% is stronger than 67% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.18% return on assets. No consumer complaints against Farmers And Merchants Bank Of St. Clair appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Farmers And Merchants Bank Of St. Clair compares to Missouri peers
How we graded Farmers And Merchants Bank Of St. Clair
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.4% capital ratio)
- Strongly profitable (ROA 1.18%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Farmers And Merchants Bank Of St. Clair over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 1010 Crossroads Pl, High Ridge, MO 63049
- 3732 Highway 30, Lonedell, MO 63060
- 619 Stockell Dr, Eureka, MO 63025
- 959 N Commercial Ave, Saint Clair, MO 63077
Are deposits at Farmers And Merchants Bank Of St. Clair insured?
Yes. Farmers And Merchants Bank Of St. Clair is an FDIC-insured bank (FDIC certificate #14056). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Farmers And Merchants Bank Of St. Clair: frequently asked questions
Is Farmers And Merchants Bank Of St. Clair a good bank?
Farmers And Merchants Bank Of St. Clair earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Strongly profitable (ROA 1.18%).
Is Farmers And Merchants Bank Of St. Clair FDIC-insured?
Yes. Farmers And Merchants Bank Of St. Clair is a FDIC-insured bank (FDIC certificate #14056). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Farmers And Merchants Bank Of St. Clair?
Farmers And Merchants Bank Of St. Clair holds $343 million in total assets, ranking 24th of 195 banks we track in Missouri. It operates 4 branches.
Does Farmers And Merchants Bank Of St. Clair have CFPB complaints?
No CFPB complaints against Farmers And Merchants Bank Of St. Clair appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
