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The Bank Of Versailles

Versailles, MO · Est. 1882 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Bank Of Versailles is a bank based in Versailles, Missouri, established in 1882, with $350 million in total assets across 5 branches. By Trust Grade it ranks 7th of 195 banks we track in Missouri. Its capital ratio of 14.8% is stronger than 89% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.67% return on assets. No consumer complaints against The Bank Of Versailles appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$350.1M
$100M–1B institution
Deposits
$257.8M
Branches
5
Capital ratio
14.8%
Top 11% of $100M–1B peers · Missouri median 10.3%
Return on assets
1.7%
Top 24% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#7
of 195 banks

How The Bank Of Versailles compares to Missouri peers

Capital ratio
Top 11% of $100M–1B peers
The Bank
14.8%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 24% of $100M–1B peers
The Bank
1.7%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Bank Of Versailles

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.8% capital ratio)
  • Strongly profitable (ROA 1.67%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Bank Of Versailles over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 111 N Fisher St, Versailles, MO 65084
  • 100 S Main St, Gravois Mills, MO 65037
  • 8774 N State Highway 5, Camdenton, MO 65020
  • 76 Grand Point Blvd, Sunrise Beach, MO 65079
  • 113 E Newton St, Versailles, MO 65084

Are deposits at The Bank Of Versailles insured?

Yes. The Bank Of Versailles is an FDIC-insured bank (FDIC certificate #1086). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Bank Of Versailles: frequently asked questions

Is The Bank Of Versailles a good bank?

The Bank Of Versailles earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.8% capital ratio); Strongly profitable (ROA 1.67%).

Is The Bank Of Versailles FDIC-insured?

Yes. The Bank Of Versailles is a FDIC-insured bank (FDIC certificate #1086). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Bank Of Versailles?

The Bank Of Versailles holds $350 million in total assets, ranking 7th of 195 banks we track in Missouri. It operates 5 branches.

Does The Bank Of Versailles have CFPB complaints?

No CFPB complaints against The Bank Of Versailles appear in our data over the analysis window, which is typical for a bank of this size.

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Community State Bank Of Missouri
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Midwest Independent Bankersbank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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