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Bank Of Salem

Salem, MO · Est. 1883 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Bank Of Salem is a bank based in Salem, Missouri, established in 1883, with $147 million in total assets across 2 branches. By Trust Grade it ranks 135th of 195 banks we track in Missouri. Its capital ratio of 8.5% trails most similarly sized banks (22th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.06% return on assets. No consumer complaints against Bank Of Salem appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$147.2M
$100M–1B institution
Deposits
$133.2M
Branches
2
Capital ratio
8.5%
Bottom 22% of $100M–1B peers · Missouri median 10.3%
Return on assets
1.1%
Bottom 42% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#135
of 195 banks

How Bank Of Salem compares to Missouri peers

Capital ratio
Bottom 22% of $100M–1B peers
Bank Of
8.5%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 42% of $100M–1B peers
Bank Of
1.1%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Salem

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (8.5% capital ratio)
  • Strongly profitable (ROA 1.06%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Salem over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 1001 S Main St, Salem, MO 65560
  • 100 W 4th St, Salem, MO 65560

Are deposits at Bank Of Salem insured?

Yes. Bank Of Salem is an FDIC-insured bank (FDIC certificate #14349). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Salem: frequently asked questions

Is Bank Of Salem a good bank?

Bank Of Salem earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Strongly profitable (ROA 1.06%).

Is Bank Of Salem FDIC-insured?

Yes. Bank Of Salem is a FDIC-insured bank (FDIC certificate #14349). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Salem?

Bank Of Salem holds $147 million in total assets, ranking 135th of 195 banks we track in Missouri. It operates 2 branches.

Does Bank Of Salem have CFPB complaints?

No CFPB complaints against Bank Of Salem appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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