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The Bank Of Baker

Baker, MT · Est. 1924 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Bank Of Baker is a bank based in Baker, Montana, established in 1924, with $165 million in total assets across 1 branch. By Trust Grade it ranks 13th of 36 banks we track in Montana. Its capital ratio of 11.0% is stronger than 63% of similarly sized banks, versus a Montana median of 10%. It was profitable over the most recent period, with a 1.50% return on assets. No consumer complaints against The Bank Of Baker appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$165.1M
$100M–1B institution
Deposits
$146.0M
Branches
1
Capital ratio
11.0%
Top 37% of $100M–1B peers · Montana median 10%
Return on assets
1.5%
Top 32% of $100M–1B peers · Montana median 1.36%
Rank in Montana
#13
of 36 banks

How The Bank Of Baker compares to Montana peers

Capital ratio
Top 37% of $100M–1B peers
The Bank
11.0%
Montana median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 32% of $100M–1B peers
The Bank
1.5%
Montana median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Bank Of Baker

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.0% capital ratio)
  • Strongly profitable (ROA 1.50%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Bank Of Baker over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 116 S Main St, Baker, MT 59313

Are deposits at The Bank Of Baker insured?

Yes. The Bank Of Baker is an FDIC-insured bank (FDIC certificate #352). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Bank Of Baker: frequently asked questions

Is The Bank Of Baker a good bank?

The Bank Of Baker earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Strongly profitable (ROA 1.50%).

Is The Bank Of Baker FDIC-insured?

Yes. The Bank Of Baker is a FDIC-insured bank (FDIC certificate #352). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Bank Of Baker?

The Bank Of Baker holds $165 million in total assets, ranking 13th of 36 banks we track in Montana. It operates 1 branch.

Does The Bank Of Baker have CFPB complaints?

No CFPB complaints against The Bank Of Baker appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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