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Freedom Bank

Columbia Falls, MT · Est. 2005 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Freedom Bank is a bank based in Columbia Falls, Montana, established in 2005, with $147 million in total assets across 1 branch. By Trust Grade it ranks 15th of 36 banks we track in Montana. Its capital ratio of 11.8% is stronger than 71% of similarly sized banks, versus a Montana median of 10%. It was profitable over the most recent period, with a 1.80% return on assets. No consumer complaints against Freedom Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$147.0M
$100M–1B institution
Deposits
$129.2M
Branches
1
Capital ratio
11.8%
Top 29% of $100M–1B peers · Montana median 10%
Return on assets
1.8%
Top 18% of $100M–1B peers · Montana median 1.36%
Rank in Montana
#15
of 36 banks

How Freedom Bank compares to Montana peers

Capital ratio
Top 29% of $100M–1B peers
Freedom Bank
11.8%
Montana median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 18% of $100M–1B peers
Freedom Bank
1.8%
Montana median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Freedom Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.8% capital ratio)
  • Strongly profitable (ROA 1.80%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Freedom Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 530 9th St W, Columbia Falls, MT 59912

Are deposits at Freedom Bank insured?

Yes. Freedom Bank is an FDIC-insured bank (FDIC certificate #58010). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Freedom Bank: frequently asked questions

Is Freedom Bank a good bank?

Freedom Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Strongly profitable (ROA 1.80%).

Is Freedom Bank FDIC-insured?

Yes. Freedom Bank is a FDIC-insured bank (FDIC certificate #58010). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Freedom Bank?

Freedom Bank holds $147 million in total assets, ranking 15th of 36 banks we track in Montana. It operates 1 branch.

Does Freedom Bank have CFPB complaints?

No CFPB complaints against Freedom Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Pioneer State Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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