West Plains Bank is a bank based in Ainsworth, Nebraska, established in 1913, with $136 million in total assets across 2 branches. By Trust Grade it ranks 49th of 139 banks we track in Nebraska. Its capital ratio of 14.4% is stronger than 87% of similarly sized banks, versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.28% return on assets. No consumer complaints against West Plains Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How West Plains Bank compares to Nebraska peers
How we graded West Plains Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.4% capital ratio)
- Strongly profitable (ROA 1.28%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for West Plains Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 200 N Main St, Ainsworth, NE 69210
- 110 S Main St, Springview, NE 68778
Are deposits at West Plains Bank insured?
Yes. West Plains Bank is an FDIC-insured bank (FDIC certificate #5369). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
West Plains Bank: frequently asked questions
Is West Plains Bank a good bank?
West Plains Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.4% capital ratio); Strongly profitable (ROA 1.28%).
Is West Plains Bank FDIC-insured?
Yes. West Plains Bank is a FDIC-insured bank (FDIC certificate #5369). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is West Plains Bank?
West Plains Bank holds $136 million in total assets, ranking 49th of 139 banks we track in Nebraska. It operates 2 branches.
Does West Plains Bank have CFPB complaints?
No CFPB complaints against West Plains Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
