Heartland Bank is a bank based in Geneva, Nebraska, established in 1899, with $901 million in total assets across 15 branches. By Trust Grade it ranks 36th of 139 banks we track in Nebraska. Its capital ratio of 11.5% is stronger than 68% of similarly sized banks, versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.84% return on assets. No consumer complaints against Heartland Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Heartland Bank compares to Nebraska peers
How we graded Heartland Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.5% capital ratio)
- Strongly profitable (ROA 1.84%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Heartland Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (15)
- 306 Jefferson St, Daykin, NE 68338
- 509 6th Ave, Fairmont, NE 68354
- 896 G St, Geneva, NE 68361
- 222 N Market St, Shickley, NE 68436
- 525 F St, Fairbury, NE 68352
- 423 5th St, Fairbury, NE 68352
- 423 Commercial St, Diller, NE 68342
- 3701 Osborne Dr W, Hastings, NE 68901
- 212 E 56th St, Kearney, NE 68847
- 222 3rd Ave, Riverdale, NE 68870
- 82404 Highway 11, Burwell, NE 68823
- 901 Q St, Aurora, NE 68818
- 2106 N Webb Rd, Grand Island, NE 68803
- 215 Main St, Odell, NE 68415
- 245 N Washington Ave, Grafton, NE 68365
Are deposits at Heartland Bank insured?
Yes. Heartland Bank is an FDIC-insured bank (FDIC certificate #18740). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Heartland Bank: frequently asked questions
Is Heartland Bank a good bank?
Heartland Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Strongly profitable (ROA 1.84%).
Is Heartland Bank FDIC-insured?
Yes. Heartland Bank is a FDIC-insured bank (FDIC certificate #18740). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Heartland Bank?
Heartland Bank holds $901 million in total assets, ranking 36th of 139 banks we track in Nebraska. It operates 15 branches.
Does Heartland Bank have CFPB complaints?
No CFPB complaints against Heartland Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
