Adams County Bank is a bank based in Kenesaw, Nebraska, established in 1878, with $242 million in total assets across 2 branches. By Trust Grade it ranks 68th of 139 banks we track in Nebraska. Its capital ratio of 9.9% trails most similarly sized banks (45th percentile), versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.84% return on assets. No consumer complaints against Adams County Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Adams County Bank compares to Nebraska peers
How we graded Adams County Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.9% capital ratio)
- Strongly profitable (ROA 1.84%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Adams County Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 1307 N Brass Ave, Juniata, NE 68955
- 401 N Smith Ave, Kenesaw, NE 68956
Are deposits at Adams County Bank insured?
Yes. Adams County Bank is an FDIC-insured bank (FDIC certificate #14311). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Adams County Bank: frequently asked questions
Is Adams County Bank a good bank?
Adams County Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Strongly profitable (ROA 1.84%).
Is Adams County Bank FDIC-insured?
Yes. Adams County Bank is a FDIC-insured bank (FDIC certificate #14311). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Adams County Bank?
Adams County Bank holds $242 million in total assets, ranking 68th of 139 banks we track in Nebraska. It operates 2 branches.
Does Adams County Bank have CFPB complaints?
No CFPB complaints against Adams County Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
