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Commercial State Bank

Republican City, NE · Est. 1903
A
Trust Grade
Excellent
Score: 98/100

Commercial State Bank is a bank based in Republican City, Nebraska, established in 1903, with $73 million in total assets across 1 branch. By Trust Grade it ranks 40th of 139 banks we track in Nebraska. Its capital ratio of 26.3% is stronger than 92% of similarly sized banks, versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.47% return on assets. No consumer complaints against Commercial State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$72.8M
<$100M institution
Deposits
$51.2M
Branches
1
Capital ratio
26.3%
Top 8% of <$100M peers · Nebraska median 10.8%
Return on assets
1.5%
Top 24% of <$100M peers · Nebraska median 1.3%
Rank in Nebraska
#40
of 139 banks

How Commercial State Bank compares to Nebraska peers

Capital ratio
Top 8% of <$100M peers
Commercial State
26.3%
Nebraska median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 24% of <$100M peers
Commercial State
1.5%
Nebraska median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Commercial State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (26.3% capital ratio)
  • Strongly profitable (ROA 1.47%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Commercial State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 20 Circle Dr, Republican City, NE 68971

Are deposits at Commercial State Bank insured?

Yes. Commercial State Bank is an FDIC-insured bank (FDIC certificate #1986). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Commercial State Bank: frequently asked questions

Is Commercial State Bank a good bank?

Commercial State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (26.3% capital ratio); Strongly profitable (ROA 1.47%).

Is Commercial State Bank FDIC-insured?

Yes. Commercial State Bank is a FDIC-insured bank (FDIC certificate #1986). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Commercial State Bank?

Commercial State Bank holds $73 million in total assets, ranking 40th of 139 banks we track in Nebraska. It operates 1 branch.

Does Commercial State Bank have CFPB complaints?

No CFPB complaints against Commercial State Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Nebraska State Bank
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Adams State Bank
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Genoa Community Bank
bank · Genoa, NE · $70M assets
First Tri County Bank
bank · Swanton, NE · $76M assets
Clarkson Bank
bank · Clarkson, NE · $76M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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