Jones Bank is a bank based in Seward, Nebraska, established in 1883, with $438 million in total assets across 3 branches. By Trust Grade it ranks 130th of 139 banks we track in Nebraska. Its capital ratio of 8.0% trails most similarly sized banks (15th percentile), versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.36% return on assets. No consumer complaints against Jones Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Jones Bank compares to Nebraska peers
How we graded Jones Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.0% capital ratio)
- Strongly profitable (ROA 1.36%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Jones Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 203 S 6th St, Seward, NE 68434
- 807 5th St, Milford, NE 68405
- 108 W 2nd St, Valparaiso, NE 68065
Are deposits at Jones Bank insured?
Yes. Jones Bank is an FDIC-insured bank (FDIC certificate #5473). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Jones Bank: frequently asked questions
Is Jones Bank a good bank?
Jones Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Strongly profitable (ROA 1.36%).
Is Jones Bank FDIC-insured?
Yes. Jones Bank is a FDIC-insured bank (FDIC certificate #5473). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Jones Bank?
Jones Bank holds $438 million in total assets, ranking 130th of 139 banks we track in Nebraska. It operates 3 branches.
Does Jones Bank have CFPB complaints?
No CFPB complaints against Jones Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
