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Merrimack County Savings Bank

Concord, NH · Est. 1867 · Website ↗
A
Trust Grade
Excellent
Score: 90/100

Merrimack County Savings Bank is a bank based in Concord, New Hampshire, established in 1867, with $1.4 billion in total assets across 9 branches. By Trust Grade it ranks 11th of 17 banks we track in New Hampshire. Its capital ratio of 9.0% trails most similarly sized banks (23th percentile), versus a New Hampshire median of 9.6%. It was profitable over the most recent period, with a 0.53% return on assets. No consumer complaints against Merrimack County Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.4B
$1B–10B institution
Deposits
$1.1B
Branches
9
Capital ratio
9.0%
Bottom 23% of $1B–10B peers · New Hampshire median 9.6%
Return on assets
0.5%
Bottom 10% of $1B–10B peers · New Hampshire median 0.56%
Rank in New Hampshire
#11
of 17 banks

How Merrimack County Savings Bank compares to New Hampshire peers

Capital ratio
Bottom 23% of $1B–10B peers
Merrimack County
9.0%
New Hampshire median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 10% of $1B–10B peers
Merrimack County
0.5%
New Hampshire median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Merrimack County Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (9.0% capital ratio)
  • Profitable (ROA 0.53%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Merrimack County Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (9)

  • 89 N Main St, Concord, NH 03301
  • 1 Integra Dr, Concord, NH 03301
  • 167 N State St, Concord, NH 03301
  • 503 South St, Bow, NH 03304
  • 35 Kearsarge Ave, Contoocook, NH 03229
  • 101 Broad St, Nashua, NH 03064
  • 360 Londonderry Tpke, Hooksett, NH 03106
  • 1b Wall Street, Unit 106, Windham, NH 03087
  • 262 Maple Street, Henniker, NH 03242

Are deposits at Merrimack County Savings Bank insured?

Yes. Merrimack County Savings Bank is an FDIC-insured bank (FDIC certificate #17960). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Merrimack County Savings Bank: frequently asked questions

Is Merrimack County Savings Bank a good bank?

Merrimack County Savings Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Profitable (ROA 0.53%).

Is Merrimack County Savings Bank FDIC-insured?

Yes. Merrimack County Savings Bank is a FDIC-insured bank (FDIC certificate #17960). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Merrimack County Savings Bank?

Merrimack County Savings Bank holds $1.4 billion in total assets, ranking 11th of 17 banks we track in New Hampshire. It operates 9 branches.

Does Merrimack County Savings Bank have CFPB complaints?

No CFPB complaints against Merrimack County Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Meredith Village Savings Bank
bank · Meredith, NH · $1.6B assets
Bank Of New England
bank · Salem, NH · $1.8B assets
Franklin Savings Bank
bank · Franklin, NH · $908M assets · 15 complaints
Savings Bank Of Walpole
bank · Walpole, NH · $849M assets
Primary Bank
bank · Bedford, NH · $743M assets
Claremont Savings Bank
bank · Claremont, NH · $620M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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