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Franklin Savings Bank

Franklin, NH · Est. 1869 · Website ↗
B
Trust Grade
Strong
Score: 86/100

Franklin Savings Bank is a bank based in Franklin, New Hampshire, established in 1869, with $908 million in total assets across 9 branches. By Trust Grade it ranks 15th of 17 banks we track in New Hampshire. Its capital ratio of 8.8% trails most similarly sized banks (26th percentile), versus a New Hampshire median of 9.6%. It was profitable over the most recent period, with a 1.15% return on assets. Consumers filed 15 complaints about Franklin Financial Corporation with the CFPB — 16.5 per $1B in assets, a higher rate than 65% of peers.

Total assets
$908.2M
$100M–1B institution
Deposits
$771.5M
Branches
9
Capital ratio
8.8%
Bottom 26% of $100M–1B peers · New Hampshire median 9.6%
Return on assets
1.1%
Bottom 47% of $100M–1B peers · New Hampshire median 0.56%
Rank in New Hampshire
#15
of 17 banks

How Franklin Savings Bank compares to New Hampshire peers

Capital ratio
Bottom 26% of $100M–1B peers
Franklin Savings
8.8%
New Hampshire median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 47% of $100M–1B peers
Franklin Savings
1.1%
New Hampshire median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Franklin Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
45.5/100
Overall
B · 86
  • Well-capitalized (8.8% capital ratio)
  • Strongly profitable (ROA 1.15%)
  • 16.5 complaints per $1B in assets

Consumer complaints (CFPB)

15 complaints filed with the CFPB against Franklin Financial Corporation — 16.5 per $1B in assets.

Total complaints
15
Per $1B assets
16.5
Lower = better

Branch locations (9)

  • 387 Central St, Franklin, NH 03235
  • 933 Central St, Franklin, NH 03235
  • 350 Lake St, Bristol, NH 03222
  • 67 Laconia Rd, Tilton, NH 03276
  • 387 Central St, Franklin, NH 03235
  • 139 King St, Boscawen, NH 03303
  • 11 Sawmill Rd, Gilford, NH 03249
  • 1 Dobson Way, Merrimack, NH 03054
  • 585 Mast Road,, Goffstown, NH 03045

Are deposits at Franklin Savings Bank insured?

Yes. Franklin Savings Bank is an FDIC-insured bank (FDIC certificate #17951). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Franklin Savings Bank: frequently asked questions

Is Franklin Savings Bank a good bank?

Franklin Savings Bank earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 93/100 and a customer-experience score of 45.5/100. Well-capitalized (8.8% capital ratio); Strongly profitable (ROA 1.15%).

Is Franklin Savings Bank FDIC-insured?

Yes. Franklin Savings Bank is a FDIC-insured bank (FDIC certificate #17951). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Franklin Savings Bank?

Franklin Savings Bank holds $908 million in total assets, ranking 15th of 17 banks we track in New Hampshire. It operates 9 branches.

How many complaints does Franklin Savings Bank have?

Consumers filed 15 complaints about Franklin Financial Corporation with the CFPB, or 16.5 per $1B in assets.

Similar Banks

Savings Bank Of Walpole
bank · Walpole, NH · $849M assets
Primary Bank
bank · Bedford, NH · $743M assets
Claremont Savings Bank
bank · Claremont, NH · $620M assets
First Seacoast Bank
bank · Dover, NH · $589M assets
Salem Co-Operative Bank
bank · Salem, NH · $570M assets
Merrimack County Savings Bank
bank · Concord, NH · $1.4B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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