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First Seacoast Bank

Dover, NH · Est. 1890 · Website ↗
C
Trust Grade
Average
Score: 79/100

First Seacoast Bank is a bank based in Dover, New Hampshire, established in 1890, with $589 million in total assets across 5 branches. By Trust Grade it ranks 17th of 17 banks we track in New Hampshire. Its capital ratio of 7.8% trails most similarly sized banks (13th percentile), versus a New Hampshire median of 9.6%. It posted a loss over the most recent period (-0.34% return on assets), a point to watch. No consumer complaints against First Seacoast Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$588.8M
$100M–1B institution
Deposits
$478.1M
Branches
5
Capital ratio
7.8%
Bottom 13% of $100M–1B peers · New Hampshire median 9.6%
Return on assets
-0.3%
Bottom 2% of $100M–1B peers · New Hampshire median 0.56%
Rank in New Hampshire
#17
of 17 banks

How First Seacoast Bank compares to New Hampshire peers

Capital ratio
Bottom 13% of $100M–1B peers
First Seacoast
7.8%
New Hampshire median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 2% of $100M–1B peers
First Seacoast
-0.3%
New Hampshire median
0.6%
Higher ROA = more profitable relative to asset base

How we graded First Seacoast Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
79/100
Customer experience
n/a
Overall
C · 79
  • Well-capitalized (7.8% capital ratio)
  • Unprofitable over the period (ROA -0.34%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Seacoast Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 6 Eastern Ave, Barrington, NH 03825
  • 7 Mill Rd, Durham, NH 03824
  • 1650 Woodbury Ave, Portsmouth, NH 03801
  • 633 Central Ave, Dover, NH 03820
  • 17 Wakefield St, Rochester, NH 03867

Are deposits at First Seacoast Bank insured?

Yes. First Seacoast Bank is an FDIC-insured bank (FDIC certificate #29744). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Seacoast Bank: frequently asked questions

Is First Seacoast Bank a good bank?

First Seacoast Bank earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (7.8% capital ratio); Unprofitable over the period (ROA -0.34%).

Is First Seacoast Bank FDIC-insured?

Yes. First Seacoast Bank is a FDIC-insured bank (FDIC certificate #29744). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Seacoast Bank?

First Seacoast Bank holds $589 million in total assets, ranking 17th of 17 banks we track in New Hampshire. It operates 5 branches.

Does First Seacoast Bank have CFPB complaints?

No CFPB complaints against First Seacoast Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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