Unity Bank is a bank based in Clinton, New Jersey, established in 1991, with $3.0 billion in total assets across 22 branches. By Trust Grade it ranks 5th of 50 banks we track in New Jersey. Its capital ratio of 11.9% is stronger than 76% of similarly sized banks, versus a New Jersey median of 11.3%. It was profitable over the most recent period, with a 1.90% return on assets. No consumer complaints against Unity Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Unity Bank compares to New Jersey peers
How we graded Unity Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.9% capital ratio)
- Strongly profitable (ROA 1.90%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Unity Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (22)
- 450 Somerset St, North Plainfield, NJ 07060
- 157 Main St, Flemington, NJ 08822
- 2222 South Avenue, Scotch Plains Township, NJ 07076
- 945 Stuyvesant Ave, Union, NJ 07083
- 628 N Wood Ave, Linden, NJ 07036
- 1746 Oak Tree Rd, Edison, NJ 08820
- 2426 Plainfield Ave, South Plainfield, NJ 07080
- 370 Route 22, Whitehouse Station, NJ 08889
- 104 Raritan Ave, Highland Park, NJ 08904
- 1225 Us - 22 W, Phillipsburg, NJ 08865
- 1700 Sullivan Trl, Easton, PA 18040
- 1230 Bound Brook Rd, Middlesex, NJ 08846
- 64 Old Highway 22, Clinton, NJ 08809
- 5 E Asbury Anderson Rd, Washington, NJ 07882
- 120 Cedar Grove Ln, Somerset, NJ 08873
- 4 Emerson Plz W, Emerson, NJ 07630
- 12 Mountain Ave, Somerville, NJ 08876
- 2850 Easton Ave, Bethlehem, PA 18017
- 1255 Route 70, Lakewood, NJ 08701
- 899 Palisade Ave, Fort Lee, NJ 07024
- 66 N. Beverwyck Road, Lake Hiawatha, NJ 07034
- 269 Main St, Madison, NJ 07940
Are deposits at Unity Bank insured?
Yes. Unity Bank is an FDIC-insured bank (FDIC certificate #33503). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Unity Bank: frequently asked questions
Is Unity Bank a good bank?
Unity Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Strongly profitable (ROA 1.90%).
Is Unity Bank FDIC-insured?
Yes. Unity Bank is a FDIC-insured bank (FDIC certificate #33503). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Unity Bank?
Unity Bank holds $3.0 billion in total assets, ranking 5th of 50 banks we track in New Jersey. It operates 22 branches.
Does Unity Bank have CFPB complaints?
No CFPB complaints against Unity Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
