Cross River Bank is a bank based in Fort Lee, New Jersey, established in 2008, with $8.7 billion in total assets across 2 branches. By Trust Grade it ranks 23rd of 50 banks we track in New Jersey. Its capital ratio of 11.9% is stronger than 76% of similarly sized banks, versus a New Jersey median of 11.3%. It was profitable over the most recent period, with a 0.55% return on assets. No consumer complaints against Cross River Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cross River Bank compares to New Jersey peers
How we graded Cross River Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.9% capital ratio)
- Profitable (ROA 0.55%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cross River Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 2115 Linwood Ave, Fort Lee, NJ 07024
- 1000 N West St, Wilmington, DE 19801
Are deposits at Cross River Bank insured?
Yes. Cross River Bank is an FDIC-insured bank (FDIC certificate #58410). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cross River Bank: frequently asked questions
Is Cross River Bank a good bank?
Cross River Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Profitable (ROA 0.55%).
Is Cross River Bank FDIC-insured?
Yes. Cross River Bank is a FDIC-insured bank (FDIC certificate #58410). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Cross River Bank?
Cross River Bank holds $8.7 billion in total assets, ranking 23rd of 50 banks we track in New Jersey. It operates 2 branches.
Does Cross River Bank have CFPB complaints?
No CFPB complaints against Cross River Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
