First Commerce Bank is a bank based in Lakewood, New Jersey, established in 2006, with $1.8 billion in total assets across 11 branches. By Trust Grade it ranks 13th of 50 banks we track in New Jersey. Its capital ratio of 10.3% is stronger than 51% of similarly sized banks, versus a New Jersey median of 11.3%. It was profitable over the most recent period, with a 0.96% return on assets. No consumer complaints against First Commerce Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Commerce Bank compares to New Jersey peers
How we graded First Commerce Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.3% capital ratio)
- Profitable (ROA 0.96%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Commerce Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (11)
- 105 River Ave, Lakewood, NJ 08701
- 530 Piermont Rd, Closter, NJ 07624
- 40 N Main St, Allentown, NJ 08501
- 1008 Teaneck Rd, Teaneck, NJ 07666
- 44 Engle St, Englewood, NJ 07631
- 118 Schanck Rd, Freehold, NJ 07728
- 11 Hankins Road, Robbinsville, NJ 08691
- 280 Passaic Ave, Fairfield, NJ 07004
- 789 Farnsworth Ave, Bordentown, NJ 08505
- 2080 West County Line Road, Jackson, NJ 08527
- 1700 Avenue Of The States, Lakewood, NJ 08701
Are deposits at First Commerce Bank insured?
Yes. First Commerce Bank is an FDIC-insured bank (FDIC certificate #58054). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Commerce Bank: frequently asked questions
Is First Commerce Bank a good bank?
First Commerce Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Profitable (ROA 0.96%).
Is First Commerce Bank FDIC-insured?
Yes. First Commerce Bank is a FDIC-insured bank (FDIC certificate #58054). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Commerce Bank?
First Commerce Bank holds $1.8 billion in total assets, ranking 13th of 50 banks we track in New Jersey. It operates 11 branches.
Does First Commerce Bank have CFPB complaints?
No CFPB complaints against First Commerce Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
