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Four Corners Community Bank

Farmington, NM · Est. 2000 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Four Corners Community Bank is a bank based in Farmington, New Mexico, established in 2000, with $632 million in total assets across 6 branches. By Trust Grade it ranks 20th of 29 banks we track in New Mexico. Its capital ratio of 9.0% trails most similarly sized banks (29th percentile), versus a New Mexico median of 9.8%. It was profitable over the most recent period, with a 2.31% return on assets. No consumer complaints against Four Corners Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$632.3M
$100M–1B institution
Deposits
$544.8M
Branches
6
Capital ratio
9.0%
Bottom 29% of $100M–1B peers · New Mexico median 9.8%
Return on assets
2.3%
Top 7% of $100M–1B peers · New Mexico median 1.95%
Rank in New Mexico
#20
of 29 banks

How Four Corners Community Bank compares to New Mexico peers

Capital ratio
Bottom 29% of $100M–1B peers
Four Corners
9.0%
New Mexico median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 7% of $100M–1B peers
Four Corners
2.3%
New Mexico median
1.9%
Higher ROA = more profitable relative to asset base

How we graded Four Corners Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Well-capitalized (9.0% capital ratio)
  • Strongly profitable (ROA 2.31%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Four Corners Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 2811 E 20th St, Farmington, NM 87402
  • 5900 E Main St, Farmington, NM 87402
  • 1301 W Aztec Blvd, Aztec, NM 87410
  • 2685 Main Ave, Durango, CO 81301
  • 500 W Main St, Farmington, NM 87401
  • 77 W Main St, Cortez, CO 81321

Are deposits at Four Corners Community Bank insured?

Yes. Four Corners Community Bank is an FDIC-insured bank (FDIC certificate #35441). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Four Corners Community Bank: frequently asked questions

Is Four Corners Community Bank a good bank?

Four Corners Community Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Strongly profitable (ROA 2.31%).

Is Four Corners Community Bank FDIC-insured?

Yes. Four Corners Community Bank is a FDIC-insured bank (FDIC certificate #35441). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Four Corners Community Bank?

Four Corners Community Bank holds $632 million in total assets, ranking 20th of 29 banks we track in New Mexico. It operates 6 branches.

Does Four Corners Community Bank have CFPB complaints?

No CFPB complaints against Four Corners Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

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The Citizens Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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