Southwest Capital Bank is a bank based in Albuquerque, New Mexico, established in 1890, with $471 million in total assets across 6 branches. By Trust Grade it ranks 11th of 29 banks we track in New Mexico. Its capital ratio of 9.9% trails most similarly sized banks (45th percentile), versus a New Mexico median of 9.8%. It was profitable over the most recent period, with a 1.32% return on assets. No consumer complaints against Southwest Capital Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Southwest Capital Bank compares to New Mexico peers
How we graded Southwest Capital Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.9% capital ratio)
- Strongly profitable (ROA 1.32%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Southwest Capital Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 1900 Hot Springs Blvd, Las Vegas, NM 87701
- 367 State Highway 518, Mora, NM 87732
- 608 Mountain View Dr, Las Vegas, NM 87701
- 4 S Main St, Pecos, NM 87552
- 622 Douglas Ave, Las Vegas, NM 87701
- 1410 Central Ave Sw, Albuquerque, NM 87104
Are deposits at Southwest Capital Bank insured?
Yes. Southwest Capital Bank is an FDIC-insured bank (FDIC certificate #12258). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Southwest Capital Bank: frequently asked questions
Is Southwest Capital Bank a good bank?
Southwest Capital Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Strongly profitable (ROA 1.32%).
Is Southwest Capital Bank FDIC-insured?
Yes. Southwest Capital Bank is a FDIC-insured bank (FDIC certificate #12258). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Southwest Capital Bank?
Southwest Capital Bank holds $471 million in total assets, ranking 11th of 29 banks we track in New Mexico. It operates 6 branches.
Does Southwest Capital Bank have CFPB complaints?
No CFPB complaints against Southwest Capital Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
