Ponce Bank, National Association is a bank based in Bronx, New York, established in 1960, with $3.3 billion in total assets across 13 branches. By Trust Grade it ranks 14th of 118 banks we track in New York. Its capital ratio of 15.7% is stronger than 94% of similarly sized banks, versus a New York median of 10.4%. It was profitable over the most recent period, with a 1.15% return on assets. No consumer complaints against Ponce Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ponce Bank, National Association compares to New York peers
How we graded Ponce Bank, National Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.7% capital ratio)
- Strongly profitable (ROA 1.15%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ponce Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (13)
- 207 E 106th St, New York, NY 10029
- 2047 86th St, Brooklyn, NY 11214
- 3747 82nd St, Jackson Heights, NY 11372
- 51 E 170th St, Bronx, NY 10452
- 169 Smith St, Brooklyn, NY 11201
- 2244 Westchester Ave, Bronx, NY 10462
- 5560 Broadway, Bronx, NY 10463
- 2244 Westchester Ave, Bronx, NY 10462
- 1900 Ralph Ave, Brooklyn, NY 11234
- 3405 Broadway, Astoria, NY 11106
- 3821 Bergenline Ave, Union City, NJ 07087
- 10020 Queens Blvd, Forest Hills, NY 11375
- 952 Southern Blvd Fl 2, Bronx, NY 10459
Are deposits at Ponce Bank, National Association insured?
Yes. Ponce Bank, National Association is an FDIC-insured bank (FDIC certificate #31189). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ponce Bank, National Association: frequently asked questions
Is Ponce Bank, National Association a good bank?
Ponce Bank, National Association earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.7% capital ratio); Strongly profitable (ROA 1.15%).
Is Ponce Bank, National Association FDIC-insured?
Yes. Ponce Bank, National Association is a FDIC-insured bank (FDIC certificate #31189). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Ponce Bank, National Association?
Ponce Bank, National Association holds $3.3 billion in total assets, ranking 14th of 118 banks we track in New York. It operates 13 branches.
Does Ponce Bank, National Association have CFPB complaints?
No CFPB complaints against Ponce Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
