Chemung Canal Trust Company is a bank based in Elmira, New York, established in 1833, with $2.7 billion in total assets across 30 branches. By Trust Grade it ranks 21st of 118 banks we track in New York. Its capital ratio of 10.8% is stronger than 59% of similarly sized banks, versus a New York median of 10.4%. It was profitable over the most recent period, with a 1.44% return on assets. No consumer complaints against Chemung Canal Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Chemung Canal Trust Company compares to New York peers
How we graded Chemung Canal Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.8% capital ratio)
- Strongly profitable (ROA 1.44%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Chemung Canal Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (30)
- 628 W Church St, Elmira, NY 14905
- 602 S Main St, Horseheads, NY 14845
- 29 Arnot Rd, Horseheads, NY 14845
- 951 Pennsylvania Ave, Elmira, NY 14904
- 405 Chemung St, Waverly, NY 14892
- 100 W Mccanns Blvd, Elmira Heights, NY 14903
- 149 W Market St, Corning, NY 14830
- 185 Grant Ave, Auburn, NY 13021
- 304 Elmird Road, Ithaca, NY 14850
- 1094 Groton Ave, Cortland, NY 13045
- 201 Bath And Hammondsport Railroad, Bath, NY 14810
- 318 N Franklin St, Watkins Glen, NY 14891
- 100 Rano Blvd, Vestal, NY 13850
- 1 Chemung Canal Plz, Elmira, NY 14901
- 159 Canton St, Troy, PA 16947
- 7 Southside Dr, Clifton Park, NY 12065
- 909 Hanshaw Rd, Ithaca, NY 14850
- 65 Wolf Rd, Albany, NY 12205
- 120 Genesee St, Auburn, NY 13021
- 581 Loudon Road, Latham, NY 12110
- 303 W Main St, Montour Falls, NY 14865
- 203 Main St, Owego, NY 13827
- 127 Court St, Binghamton, NY 13901
- 5 W Main St, Canton, PA 17724
- 1365 New Scotland Rd, Slingerlands, NY 12159
- 132 State St, Albany, NY 12207
- 2 Rush St, Schenectady, NY 12305
- 3057 Route 50, Saratoga Springs, NY 12866
- 5529 Main St, Buffalo, NY 14221
- 54 Fall St, Seneca Falls, NY 13148
Are deposits at Chemung Canal Trust Company insured?
Yes. Chemung Canal Trust Company is an FDIC-insured bank (FDIC certificate #597). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Chemung Canal Trust Company: frequently asked questions
Is Chemung Canal Trust Company a good bank?
Chemung Canal Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.8% capital ratio); Strongly profitable (ROA 1.44%).
Is Chemung Canal Trust Company FDIC-insured?
Yes. Chemung Canal Trust Company is a FDIC-insured bank (FDIC certificate #597). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Chemung Canal Trust Company?
Chemung Canal Trust Company holds $2.7 billion in total assets, ranking 21st of 118 banks we track in New York. It operates 30 branches.
Does Chemung Canal Trust Company have CFPB complaints?
No CFPB complaints against Chemung Canal Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
