The Canandaigua National Bank And Trust Company is a bank based in Canandaigua, New York, established in 1887, with $5.5 billion in total assets across 26 branches. By Trust Grade it ranks 76th of 118 banks we track in New York. Its capital ratio of 8.5% trails most similarly sized banks (15th percentile), versus a New York median of 10.4%. It was profitable over the most recent period, with a 1.34% return on assets. No consumer complaints against The Canandaigua National Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Canandaigua National Bank And Trust Company compares to New York peers
How we graded The Canandaigua National Bank And Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.5% capital ratio)
- Strongly profitable (ROA 1.34%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Canandaigua National Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (26)
- 61 W Main St, Victor, NY 14564
- 4 Main St, Bloomfield, NY 14469
- 8633 Main St, Honeoye, NY 14471
- 709 S Main St, Canandaigua, NY 14424
- 6183 Route 96, Farmington, NY 14425
- 119 South Main Street, Manchester, NY 14504
- 51 Assembly Dr, Mendon, NY 14506
- 18 State St, Pittsford, NY 14534
- 3228 Chili Ave, Rochester, NY 14624
- 2455 W Ridge Rd, Rochester, NY 14626
- 1998 Empire Blvd, Webster, NY 14580
- 99 W Main St, Honeoye Falls, NY 14472
- 2128 Hudson Ave, Rochester, NY 14617
- 6720 Pittsford Palmyra Rd, Fairport, NY 14450
- 45 E Main St, Rochester, NY 14614
- 1150 Pittsford Victor Rd, Pittsford, NY 14534
- 2075 Monroe Ave, Rochester, NY 14618
- 1816 Penfield Rd, Penfield, NY 14526
- 72 S Main St, Canandaigua, NY 14424
- 1225 Commons Way, Rochester, NY 14623
- 210 Alexander St, Rochester, NY 14607
- 1155 Ridge Rd, Webster, NY 14580
- 3204 Latta Rd, Rochester, NY 14612
- 1341 Mount Hope Ave, Rochester, NY 14620
- 6660 4th Section Rd, Brockport, NY 14420
- 287 Hamilton St, Geneva, NY 14456
Are deposits at The Canandaigua National Bank And Trust Company insured?
Yes. The Canandaigua National Bank And Trust Company is an FDIC-insured bank (FDIC certificate #6985). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Canandaigua National Bank And Trust Company: frequently asked questions
Is The Canandaigua National Bank And Trust Company a good bank?
The Canandaigua National Bank And Trust Company earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Strongly profitable (ROA 1.34%).
Is The Canandaigua National Bank And Trust Company FDIC-insured?
Yes. The Canandaigua National Bank And Trust Company is a FDIC-insured bank (FDIC certificate #6985). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Canandaigua National Bank And Trust Company?
The Canandaigua National Bank And Trust Company holds $5.5 billion in total assets, ranking 76th of 118 banks we track in New York. It operates 26 branches.
Does The Canandaigua National Bank And Trust Company have CFPB complaints?
No CFPB complaints against The Canandaigua National Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
