First Central Savings Bank is a bank based in Glen Cove, New York, established in 1999, with $960 million in total assets across 10 branches. By Trust Grade it ranks 17th of 118 banks we track in New York. Its capital ratio of 10.2% is stronger than 50% of similarly sized banks, versus a New York median of 10.4%. It was profitable over the most recent period, with a 1.03% return on assets. No consumer complaints against First Central Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Central Savings Bank compares to New York peers
How we graded First Central Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.2% capital ratio)
- Strongly profitable (ROA 1.03%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Central Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (10)
- 3501 30th Ave, Astoria, NY 11103
- 4212 Bell Blvd, Bayside, NY 11361
- 70 Glen St, Glen Cove, NY 11542
- 7276 Main St, Flushing, NY 11367
- 3728 Ditmars Blvd, Astoria, NY 11105
- 7166 Austin St, Forest Hills, NY 11375
- 1919 Francis Lewis Blvd, Whitestone, NY 11357
- 70 Glen St, Glen Cove, NY 11542
- 303 Merrick Rd, Lynbrook, NY 11563
- 346 B New York Avenue, Huntington, NY 11743
Are deposits at First Central Savings Bank insured?
Yes. First Central Savings Bank is an FDIC-insured bank (FDIC certificate #34969). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Central Savings Bank: frequently asked questions
Is First Central Savings Bank a good bank?
First Central Savings Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.2% capital ratio); Strongly profitable (ROA 1.03%).
Is First Central Savings Bank FDIC-insured?
Yes. First Central Savings Bank is a FDIC-insured bank (FDIC certificate #34969). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Central Savings Bank?
First Central Savings Bank holds $960 million in total assets, ranking 17th of 118 banks we track in New York. It operates 10 branches.
Does First Central Savings Bank have CFPB complaints?
No CFPB complaints against First Central Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
