Walden Savings Bank is a bank based in Montgomery, New York, established in 1872, with $977 million in total assets across 11 branches. By Trust Grade it ranks 47th of 118 banks we track in New York. Its capital ratio of 9.3% trails most similarly sized banks (35th percentile), versus a New York median of 10.4%. It was profitable over the most recent period, with a 1.10% return on assets. No consumer complaints against Walden Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Walden Savings Bank compares to New York peers
How we graded Walden Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.3% capital ratio)
- Strongly profitable (ROA 1.10%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Walden Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (11)
- 15 Scotts Corner Dr, Montgomery, NY 12549
- 127 E Main St, Washingtonville, NY 10992
- 21 Union St, Montgomery, NY 12549
- 321 Hudson St, Cornwall On The Hudson, NY 12520
- 50 Boniface Dr, Pine Bush, NY 12566
- 2356 State Route 44/55, Gardiner, NY 12525
- 213 Quassaick Ave, New Windsor, NY 12553
- 2 Bank St, Walden, NY 12586
- 2108 Route 302, Circleville, NY 10919
- 5239 Route 9w North, Newburgh, NY 12550
- 95 N Main St, Florida, NY 10921
Are deposits at Walden Savings Bank insured?
Yes. Walden Savings Bank is an FDIC-insured bank (FDIC certificate #15987). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Walden Savings Bank: frequently asked questions
Is Walden Savings Bank a good bank?
Walden Savings Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Strongly profitable (ROA 1.10%).
Is Walden Savings Bank FDIC-insured?
Yes. Walden Savings Bank is a FDIC-insured bank (FDIC certificate #15987). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Walden Savings Bank?
Walden Savings Bank holds $977 million in total assets, ranking 47th of 118 banks we track in New York. It operates 11 branches.
Does Walden Savings Bank have CFPB complaints?
No CFPB complaints against Walden Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
