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Dime Commercial Bank

Hauppauge, NY · Est. 1909 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Dime Commercial Bank is a bank based in Hauppauge, New York, established in 1909, with $15.0 billion in total assets across 65 branches. By Trust Grade it ranks 24th of 118 banks we track in New York. Its capital ratio of 11.1% trails most similarly sized banks (43th percentile), versus a New York median of 10.4%. It was profitable over the most recent period, with a 0.97% return on assets. No consumer complaints against Dime Commercial Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$15.0B
$10B–100B institution
Deposits
$12.7B
Branches
65
Capital ratio
11.1%
Bottom 43% of $10B–100B peers · New York median 10.4%
Return on assets
1.0%
Bottom 31% of $10B–100B peers · New York median 0.84%
Rank in New York
#24
of 118 banks

How Dime Commercial Bank compares to New York peers

Capital ratio
Bottom 43% of $10B–100B peers
Dime Commercial
11.1%
New York median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 31% of $10B–100B peers
Dime Commercial
1.0%
New York median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Dime Commercial Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.1% capital ratio)
  • Profitable (ROA 0.97%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Dime Commercial Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (65)

  • 8 Gingerbread Ln, East Hampton, NY 11937
  • 54970 Main Rd, Southold, NY 11971
  • 10900 Main Rd, Mattituck, NY 11952
  • 3 Carl Fisher Plz, Montauk, NY 11954
  • 1933 Turnbull Avenue, Bronx, NY 10473
  • 6138 Springfield Blvd, Bayside, NY 11364
  • 17647 Union Tpke, Flushing, NY 11366
  • 2412 Jerusalem Ave, Bellmore, NY 11710
  • 4514 46th St, Long Island City, NY 11104
  • 7523 37th Ave, Jackson Heights, NY 11372
  • 742 Manhattan Ave, Brooklyn, NY 11222
  • 5923 Main St, Flushing, NY 11355
  • 2172 Coyle St, Brooklyn, NY 11229
  • 1902 Kings Hwy, Brooklyn, NY 11229
  • 1000 Port Washington Blvd, Port Washington, NY 11050
  • 1545 86th St, Brooklyn, NY 11228
  • 2444 Francis Lewis Blvd, Whitestone, NY 11357
  • 622 Old Country Rd, Westbury, NY 11590
  • 218 Front St, Greenport, NY 11944
  • 2 Bay St, Sag Harbor, NY 11963
  • 48 E Montauk Hwy, Hampton Bays, NY 11946
  • 1500 Brecknock Rd, Greenport, NY 11944
  • 98 Cuttermill Rd, Great Neck, NY 11021
  • 194 Mill Rd, Westhampton Beach, NY 11978
  • 1055 Franklin Ave, Garden City, NY 11530
  • 1775 Merrick Ave, Merrick, NY 11566
  • 25315 Union Tpke, Glen Oaks, NY 11004
  • 175 W Merrick Rd, Valley Stream, NY 11580
  • 898 Veterans Memorial Hwy, Hauppauge, NY 11788
  • 8191 Jericho Tpke, Woodbury, NY 11797
  • 337 Main St, Huntington, NY 11743
  • 3121 Long Beach Rd, Oceanside, NY 11572
  • 630 Montauk Hwy, Shirley, NY 11967
  • 333 Merrick Rd, Rockville Centre, NY 11570
  • 188 Montague St, Brooklyn, NY 11201
  • 432 Central Ave, Cedarhurst, NY 11516
  • 41 E Main St, Patchogue, NY 11772
  • 410 Commack Rd, Deer Park, NY 11729
  • 2401 Jericho Tpke, New Hyde Park, NY 11040
  • 8520 4th Ave, Brooklyn, NY 11209

Are deposits at Dime Commercial Bank insured?

Yes. Dime Commercial Bank is an FDIC-insured bank (FDIC certificate #6976). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Dime Commercial Bank: frequently asked questions

Is Dime Commercial Bank a good bank?

Dime Commercial Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Profitable (ROA 0.97%).

Is Dime Commercial Bank FDIC-insured?

Yes. Dime Commercial Bank is a FDIC-insured bank (FDIC certificate #6976). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Dime Commercial Bank?

Dime Commercial Bank holds $15.0 billion in total assets, ranking 24th of 118 banks we track in New York. It operates 65 branches.

Does Dime Commercial Bank have CFPB complaints?

No CFPB complaints against Dime Commercial Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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