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Maple City Savings Bank, Fsb

Hornell, NY · Est. 1905 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Maple City Savings Bank, Fsb is a bank based in Hornell, New York, established in 1905, with $123 million in total assets across 3 branches. By Trust Grade it ranks 80th of 118 banks we track in New York. Its capital ratio of 8.9% trails most similarly sized banks (28th percentile), versus a New York median of 10.4%. It was profitable over the most recent period, with a 0.68% return on assets. No consumer complaints against Maple City Savings Bank, Fsb appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$123.1M
$100M–1B institution
Deposits
$109.4M
Branches
3
Capital ratio
8.9%
Bottom 28% of $100M–1B peers · New York median 10.4%
Return on assets
0.7%
Bottom 20% of $100M–1B peers · New York median 0.84%
Rank in New York
#80
of 118 banks

How Maple City Savings Bank, Fsb compares to New York peers

Capital ratio
Bottom 28% of $100M–1B peers
Maple City
8.9%
New York median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 20% of $100M–1B peers
Maple City
0.7%
New York median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Maple City Savings Bank, Fsb

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (8.9% capital ratio)
  • Profitable (ROA 0.68%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Maple City Savings Bank, Fsb over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 145 Main St, Hornell, NY 14843
  • 7301 Seneca Rd N, Hornell, NY 14843
  • 121 Main St, Hornell, NY 14843

Are deposits at Maple City Savings Bank, Fsb insured?

Yes. Maple City Savings Bank, Fsb is an FDIC-insured bank (FDIC certificate #28585). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Maple City Savings Bank, Fsb: frequently asked questions

Is Maple City Savings Bank, Fsb a good bank?

Maple City Savings Bank, Fsb earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Profitable (ROA 0.68%).

Is Maple City Savings Bank, Fsb FDIC-insured?

Yes. Maple City Savings Bank, Fsb is a FDIC-insured bank (FDIC certificate #28585). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Maple City Savings Bank, Fsb?

Maple City Savings Bank, Fsb holds $123 million in total assets, ranking 80th of 118 banks we track in New York. It operates 3 branches.

Does Maple City Savings Bank, Fsb have CFPB complaints?

No CFPB complaints against Maple City Savings Bank, Fsb appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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