The Putnam County National Bank Of Carmel is a bank based in Carmel, New York, established in 1865, with $173 million in total assets across 6 branches. By Trust Grade it ranks 25th of 118 banks we track in New York. Its capital ratio of 26.4% is stronger than 99% of similarly sized banks, versus a New York median of 10.4%. It was profitable over the most recent period, with a 1.02% return on assets. No consumer complaints against The Putnam County National Bank Of Carmel appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Putnam County National Bank Of Carmel compares to New York peers
How we graded The Putnam County National Bank Of Carmel
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (26.4% capital ratio)
- Strongly profitable (ROA 1.02%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Putnam County National Bank Of Carmel over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 497 Route 52, Carmel, NY 10512
- 1872 Route 6, Carmel, NY 10512
- 12 Front St, Croton Falls, NY 10519
- 3061 Route 22, Patterson, NY 12563
- 89 Haviland Dr, Patterson, NY 12563
- 43 Gleneida Ave, Carmel, NY 10512
Are deposits at The Putnam County National Bank Of Carmel insured?
Yes. The Putnam County National Bank Of Carmel is an FDIC-insured bank (FDIC certificate #6990). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Putnam County National Bank Of Carmel: frequently asked questions
Is The Putnam County National Bank Of Carmel a good bank?
The Putnam County National Bank Of Carmel earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (26.4% capital ratio); Strongly profitable (ROA 1.02%).
Is The Putnam County National Bank Of Carmel FDIC-insured?
Yes. The Putnam County National Bank Of Carmel is a FDIC-insured bank (FDIC certificate #6990). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Putnam County National Bank Of Carmel?
The Putnam County National Bank Of Carmel holds $173 million in total assets, ranking 25th of 118 banks we track in New York. It operates 6 branches.
Does The Putnam County National Bank Of Carmel have CFPB complaints?
No CFPB complaints against The Putnam County National Bank Of Carmel appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
