Empire State Bank is a bank based in Staten Island, New York, established in 2004, with $644 million in total assets across 7 branches. By Trust Grade it ranks 44th of 118 banks we track in New York. Its capital ratio of 9.8% trails most similarly sized banks (44th percentile), versus a New York median of 10.4%. It was profitable over the most recent period, with a 0.86% return on assets. No consumer complaints against Empire State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Empire State Bank compares to New York peers
How we graded Empire State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.8% capital ratio)
- Profitable (ROA 0.86%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Empire State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 1441 South Ave, Staten Island, NY 10314
- 356 Meadow Ave, Newburgh, NY 12550
- 2212 Hylan Blvd, Staten Island, NY 10306
- 8701 3rd Ave, Brooklyn, NY 11209
- 1698 Victory Blvd, Staten Island, NY 10314
- 6923 18th Ave, Brooklyn, NY 11204
- 1441 South Ave Ste 101, Staten Island, NY 10314
Are deposits at Empire State Bank insured?
Yes. Empire State Bank is an FDIC-insured bank (FDIC certificate #57672). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Empire State Bank: frequently asked questions
Is Empire State Bank a good bank?
Empire State Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Profitable (ROA 0.86%).
Is Empire State Bank FDIC-insured?
Yes. Empire State Bank is a FDIC-insured bank (FDIC certificate #57672). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Empire State Bank?
Empire State Bank holds $644 million in total assets, ranking 44th of 118 banks we track in New York. It operates 7 branches.
Does Empire State Bank have CFPB complaints?
No CFPB complaints against Empire State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
