First Savings And Loan Association is a bank based in Mebane, North Carolina, established in 1909, with $56 million in total assets across 1 branch. By Trust Grade it ranks 21st of 38 banks we track in North Carolina. Its capital ratio of 24.0% is stronger than 90% of similarly sized banks, versus a North Carolina median of 11.6%. It was profitable over the most recent period, with a 0.30% return on assets. No consumer complaints against First Savings And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Savings And Loan Association compares to North Carolina peers
How we graded First Savings And Loan Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (24.0% capital ratio)
- Profitable (ROA 0.30%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Savings And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 206 W Center St, Mebane, NC 27302
Are deposits at First Savings And Loan Association insured?
Yes. First Savings And Loan Association is an FDIC-insured bank (FDIC certificate #30358). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Savings And Loan Association: frequently asked questions
Is First Savings And Loan Association a good bank?
First Savings And Loan Association earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (24.0% capital ratio); Profitable (ROA 0.30%).
Is First Savings And Loan Association FDIC-insured?
Yes. First Savings And Loan Association is a FDIC-insured bank (FDIC certificate #30358). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Savings And Loan Association?
First Savings And Loan Association holds $56 million in total assets, ranking 21st of 38 banks we track in North Carolina. It operates 1 branch.
Does First Savings And Loan Association have CFPB complaints?
No CFPB complaints against First Savings And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
