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Cedar Hill National Bank

Charlotte, NC · Est. 1998
A
Trust Grade
Excellent
Score: 98/100

Cedar Hill National Bank is a bank based in Charlotte, North Carolina, established in 1998, with $16 million in total assets across 1 branch. By Trust Grade it ranks 6th of 38 banks we track in North Carolina. Its capital ratio of 73.7% is stronger than 97% of similarly sized banks, versus a North Carolina median of 11.6%. It was profitable over the most recent period, with a 4.57% return on assets. No consumer complaints against Cedar Hill National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$15.5M
<$100M institution
Deposits
$2.0M
Branches
1
Capital ratio
73.7%
Top 3% of <$100M peers · North Carolina median 11.6%
Return on assets
4.6%
Top 2% of <$100M peers · North Carolina median 0.9%
Rank in North Carolina
#6
of 38 banks

How Cedar Hill National Bank compares to North Carolina peers

Capital ratio
Top 3% of <$100M peers
Cedar Hill
73.7%
North Carolina median
11.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 2% of <$100M peers
Cedar Hill
4.6%
North Carolina median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Cedar Hill National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (73.7% capital ratio)
  • Strongly profitable (ROA 4.57%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cedar Hill National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 8100 Denmark Rd, Charlotte, NC 28273

Are deposits at Cedar Hill National Bank insured?

Yes. Cedar Hill National Bank is an FDIC-insured bank (FDIC certificate #34478). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cedar Hill National Bank: frequently asked questions

Is Cedar Hill National Bank a good bank?

Cedar Hill National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (73.7% capital ratio); Strongly profitable (ROA 4.57%).

Is Cedar Hill National Bank FDIC-insured?

Yes. Cedar Hill National Bank is a FDIC-insured bank (FDIC certificate #34478). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Cedar Hill National Bank?

Cedar Hill National Bank holds $16 million in total assets, ranking 6th of 38 banks we track in North Carolina. It operates 1 branch.

Does Cedar Hill National Bank have CFPB complaints?

No CFPB complaints against Cedar Hill National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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