Aspire Bank is a bank based in Fargo, North Dakota, established in 1905, with $62 million in total assets across 2 branches. By Trust Grade it ranks 11th of 60 banks we track in North Dakota. Its capital ratio of 11.5% trails most similarly sized banks (44th percentile), versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 1.06% return on assets. No consumer complaints against Aspire Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Aspire Bank compares to North Dakota peers
How we graded Aspire Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.5% capital ratio)
- Strongly profitable (ROA 1.06%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Aspire Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 5195 45th St S, Fargo, ND 58104
- 415 7th St, Hatton, ND 58240
Are deposits at Aspire Bank insured?
Yes. Aspire Bank is an FDIC-insured bank (FDIC certificate #3934). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Aspire Bank: frequently asked questions
Is Aspire Bank a good bank?
Aspire Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Strongly profitable (ROA 1.06%).
Is Aspire Bank FDIC-insured?
Yes. Aspire Bank is a FDIC-insured bank (FDIC certificate #3934). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Aspire Bank?
Aspire Bank holds $62 million in total assets, ranking 11th of 60 banks we track in North Dakota. It operates 2 branches.
Does Aspire Bank have CFPB complaints?
No CFPB complaints against Aspire Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
