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The Citizens State Bank At Mohall

Mohall, ND · Est. 1915 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Citizens State Bank At Mohall is a bank based in Mohall, North Dakota, established in 1915, with $84 million in total assets across 3 branches. By Trust Grade it ranks 14th of 60 banks we track in North Dakota. Its capital ratio of 10.9% trails most similarly sized banks (38th percentile), versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 1.13% return on assets. No consumer complaints against The Citizens State Bank At Mohall appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$84.1M
<$100M institution
Deposits
$74.5M
Branches
3
Capital ratio
10.9%
Bottom 38% of <$100M peers · North Dakota median 9.5%
Return on assets
1.1%
Top 41% of <$100M peers · North Dakota median 1.32%
Rank in North Dakota
#14
of 60 banks

How The Citizens State Bank At Mohall compares to North Dakota peers

Capital ratio
Bottom 38% of <$100M peers
The Citizens
10.9%
North Dakota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 41% of <$100M peers
The Citizens
1.1%
North Dakota median
1.3%
Higher ROA = more profitable relative to asset base

How we graded The Citizens State Bank At Mohall

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.9% capital ratio)
  • Strongly profitable (ROA 1.13%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Citizens State Bank At Mohall over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • Lincoln Avenue, Sherwood, ND 58782
  • 791 Main St, Lansford, ND 58750
  • 102 Main St W, Mohall, ND 58761

Are deposits at The Citizens State Bank At Mohall insured?

Yes. The Citizens State Bank At Mohall is an FDIC-insured bank (FDIC certificate #8632). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Citizens State Bank At Mohall: frequently asked questions

Is The Citizens State Bank At Mohall a good bank?

The Citizens State Bank At Mohall earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.9% capital ratio); Strongly profitable (ROA 1.13%).

Is The Citizens State Bank At Mohall FDIC-insured?

Yes. The Citizens State Bank At Mohall is a FDIC-insured bank (FDIC certificate #8632). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Citizens State Bank At Mohall?

The Citizens State Bank At Mohall holds $84 million in total assets, ranking 14th of 60 banks we track in North Dakota. It operates 3 branches.

Does The Citizens State Bank At Mohall have CFPB complaints?

No CFPB complaints against The Citizens State Bank At Mohall appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Bank Of Hazelton
bank · Hazelton, ND · $85M assets
Heartland State Bank
bank · Edgeley, ND · $78M assets
Citizens State Bank Of Lankin
bank · Lankin, ND · $77M assets
First Security Bank - West
bank · Beulah, ND · $74M assets
Peoples State Bank
bank · Westhope, ND · $71M assets
First State Bank Of Harvey
bank · Harvey, ND · $100M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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